7 Orchard Street, Suite 200
Asheville, NC 28801
Monday-Friday, 9am-5pm

828-388-1776
R. Kelly Calloway, Jr. - Bankruptcy Attorney - Asheville / Hendersonville / WNC

FINANCIAL PROBLEMS?
FORECLOSURE?
VEHICLE REPOSSESSION?
TAX DEBT?

BAD CREDIT?
CREDITOR HARASSMENT?
WAGE GARNISHMENTS?
LAW SUITS?

Call for a FREE CONSULTATION to see if we can help.

Types of Bankruptcy
Bankruptcy

Chapter 7 Bankruptcy
Also called a liquidation bankruptcy allows a debtor to have their debt discharged (eliminated) while retaining some or all of their assets. Often debtors can keep their home, vehicle and personal belongings.

Chapter 13 Bankruptcy
An alternative to Chapter 7 is for individuals to create a repayment plan. A debtors may create a repayment plan that pays all or only part of their debts. Debtors can often avoid foreclosure or prevent a vehicle repossession under this form of bankruptcy protection.

Chapter 11 Bankruptcy
Even profitable businesses can go under due to temporary cash flow problems. Under Chapter 11, a debtor may be able to restructure debt to meet their ability to pay.

About Us

We are a debt relief agency and assist clients filing for Chapter 7, Chapter 11 and Chapter 13 bankruptcies. Graduating from Washington and Lee School of Law in 1993, R. Kelly Calloway, Jr. has over 25 years experience. We have helped clients in Western North Carolina navigate through financial problems such as avoid foreclosure, avoid repossessions, protect assets and eliminate debt. We give a FREE consultation to determine if bankruptcy is the best course of action for our clients. Located in Hendersonville for 23 years, and now located in Asheville, we serve Buncombe, Henderson, Haywood, Madison, Mitchell, Yancy, Swain, Jackson, Macon, Graham, Clay, Cherokee McDowell, Polk and Rutherford counties.



828-388-1776

7 Orchard Street, Suite 200
Asheville, NC 28801

Monday-Friday
9am-5pm